Unlocking Bitcoin Lending

BTC is the most recognized, liquid, and widely held cryptocurrency. With a market cap near $2 trillion, Bitcoin often sits idle—but it’s prime collateral, ready to be put to work.

This market favors early movers. The more liquidity you control, the stronger your edge. And access to capital is what defines the winners.

Bitcoin-backed loans are a trillion-dollar opportunity—and it’s a winner-takes-all race. The leader will be a DeFi protocol, and the data is clear: DeFi lending now surpasses CeFi in market share.

Zest Protocol is leading this charge. With around 500 sBTC (about 16% of all sBTC on Stacks) deposited in just a few months, Zest rivals top lending protocols on Ethereum L2s and Solana in BTC supply.

Zest went from 0 to 1 on Stacks—and with sBTC supply growing fast, Stacks is on track to become the #1 Bitcoin layer by BTC usage. As that happens, Zest’s sBTC supply will continue to climb.

Zest is setting the standard for Bitcoin lending, and as BTC DeFi scales, Zest is poised to lead the charge.